Hello, safety is very important, for children as well as yourself, a slip , and hit your head on a rock could be BAD! In California there are laws about depth, and the pond must have fencing around it! So check this out!

I will definitely look into this. Do you have any suggestions as to where I would find out the laws In hawaii? I tried searching online, but I couldn't find any local ordinances regarding pond construction. I know that there are laws about pool construction, but I found a website that said that those laws don't apply to ponds, because they aren't intended for human use.
As far as predators, these could be cats, dogs or birds, so the depth gives not only space for the koi to grow, but also makes it harder for a dog, or such to get into the pond. Plus in some places, people STEAL koi, so depth makes it a bit harder to catch the koi.

This is also a very good point. I will try to make the pond as deep as possible while complying to any laws or regulations that I can find.
About concret, I have a company that makes ponds, and we only use concret, one of the reason that concret cracks is because it was not CURED correctly, it must be kept moist during the drying process! But by far concret is the best, the reason that people buy liners are because they are easy to install, Remember there is a reason why swimming pools are made of concret! The differences are the filtration systems and size, but other than that they are the same.
I see your point regarding concrete. However, if I do use concrete is this still something that I will be able to do myself? Or will I have to find a contractor, and if I do need to find a contractor what does that mean for me in terms of cost. I am also worried about due to the weight of the pond settling could occur and again cause cracks in my pond. I was also told by someone that termites can sometimes eat through liners, and the safest way to go is to use cement and then put the liner on top of that. What are your thoughts on this?
Has anyone else in the forum tried to undertake this type of work without a contractor. My pond is looking like it'll be somewhere around 1600-2000gal.
And does any one else out there have tips on how to prevent leaks in the pond?